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Credit card owes 7884 yuan two years to become 35 thousand
From;    Author:Stand originally

Nanjing bank will exceed formally last week period fail the Nanjing citizen king of reimbursement exceeds (alias) tell a court, seek the money before denouncing two years to its 7884.05 yuan, rose on March 1, 1999 according to the Central Bank at the same time apply " the bank blocks business government measure " chase after incur the cost such as capital, accrual, answer breath and fine for delaying payment, add up add up to 35478.01 yuan debt.

Nanjing city leaves district court in vain one open a court session heard this case last week. And the method collection that party representative lawyer thinks the bank cannot use benefit to roll profit is so tall frontal charge, commonweal lawyer more show benefit of credit card recover and fine for delaying payment are suspected of sudden huge profits managing.

Debt of a huge sum is how " refine is become "

" daily economy news " the acting lawyer Luo Lijun that contacted Wang Chao yesterday, this lawyer told about the origin of incident to the reporter: Wang Chao is after final in January 2006 reimbursement, its credit card still has money 7884.05 yuan, procrastinated two years to did not remand all the time. According to bank exceeds to credit card period the computation of debt, come down two years benefit rolls benefit to added fine for delaying payment to become 35478.01 yuan of present again. Nevertheless, luo Lijun expresses: "When July 2005, wang Chao Ceng Yi second sex reimbursement 8000 yuan, returned a few times in succession again ever since, add up to 3000 yuan. So far, he thinks he has paid off all debt, and also overdraw without reoccupy credit card later had consumed. And in these two years, nanjing bank also did not use other way to urge capture to spend money to him. Nanjing bank also did not use other way to urge capture to spend money to him..

Luo Lv division is analysed to this, the ability after Nanjing bank chooses to be in 2 years offers suit, the purpose is the answer news that wants seek high specified number and the fine for delaying payment that do not have legal basis.

So, has Nanjing bank reminded Wang Chao pay is owed after all? Say according to the response that Nanjing bank sends our newspaper yesterday, "We send pair of Zhang sheet 20 days every months through post office regularly (ordinary mail) ; The kind that ever also carried registered letter has been sent urge collection to case; And to exceed the time limit the person holding card of 1 year of less than is sent every months regularly urge receive a short message; The lawyer is urged close, have communicate the record is single. In addition, the person that hold card ever went to office of attorney of our bank precatory to discuss reimbursement matters concerned in Feburary 2008. The person that hold card ever went to office of attorney of our bank precatory to discuss reimbursement matters concerned in Feburary 2008..

Answer breath and fine for delaying payment close compasses is illegimate
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