Fang Limei and room ground cent did not hold water 1938 to mix 1970, belong to accuse by private investor but the special finance orgnaization that is supported by American government, major servicing is from guaranty finance company, bank is mixed other put borrow an orgnaization to buy housing mortgage loan, after mortgaging partial housing loan negotiable securities is changed, bale offer investor. Two companies are the main fund source that American housing guaranty borrows money, housing of place deal with mortgages loan amount is 5 trillion dollar about, take in part of amount of loan of American housing mortgage almost.

The United States second after borrowing the crisis to erupt, loss of a huge sum of two companies incur, a year of share price is cruel in the past drop, financing cost rises ceaselessly, be close to going bankrupt for a time. Because fear two companies go broke to cause severe impact to American money market and macroeconomic, this year in July, baoersen is in accredit of United States Congress to have help somebody in danger or difficulty to two companies when necessary, concrete step includes to be offerred to two companies by the Ministry of finance borrow money and buy its stock to wait.